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Top 5 Dealership Scams:

1. The VIN# window etching scam

Basically a dealer will charge you $300-$900 for window etching and they will tell you that you have to pay the money to get the loan because the banks insists on it.

Some dealers might tell you that the etching is free but will add on the etch money to your monthly payments to make up for it.

The best way to avoid this scam is to force the dealer to put it in writing if they say that the etching is free or simply etch the car yourself.

Remember a lender doesn’t require that you purchase any extras on a car. All the lender cares about is that you can make your payments on time regularly. Don’t buy into it.

Basically you trade in your old car and the finance manager tells you that your interest rate is good and then gives you the car.

After a week or two passes you get the call from him that you didn’t qualify for the interest rates that they gave you upon making the deal.

Every new purchase has a clause in the contract that usually states that the deal is “subject to loan approval.”

All that this means in the contract is that the deal is not finished yet even you already have possession of the car and have signed the contract.

The dealer can then charge you $1000 more in finance fees and up your monthly payments by $50.

This scam is generally pulled on people with bad credit because it is more plausible.

If you are wondering why they would sell you the car at 6% APR if they knew you had bad credit (remember they ran the credit search already) the answer is simple; to sell the car.

You can avoid this scam by not financing the car with the dealer if you know that you have bad credit.

You are better off going to a credit union and financing the car yourself. When you buy a new car the deal should be made on the price of the car, not on the monthly payments.

This scam is ridiculous at best. This is when the finance manager tells you that your credit score is lower than it really is so that they can get you for higher interest rates.

This scam is easy to avoid. Just get your own copy of your credit report from usedcarsplaza.com, and bring it with you.

It is really difficult to lie to you about your credit score if you have your own copy of it. If your paper and theirs doesn’t say the same thing, go somewhere else because that dealership is lying to you.

Don’t forget to let them know it too because it’ll be nice to watch them squirm.

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4. The Forced Warranty Scam

This is when the finance manager tells you that you are not eligible for the loan by the bank unless you pay an extra $2000 for a 2-3 year extended warranty.

This scam just doesn’t make sense. Basically the finance manager is telling you that the bank won’t trust you to pay the $20,000 loan for the car, but they will trust you if you pay even more money. That’s just stupid.

You can avoid this scam if you can force them to put it in writing that you “have” to pay the extended warranty in order to get the loan.

That way you can bring a copy of the contract to your local State’s Attorney’s office to verify that the deal is valid. I can bet that the finance manager will change his tune pretty quickly.

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5. The Dealer Prep Scam

Let me first let you know that cost is not only legal but very much common practice. I still refer to it as a scam because it is just another way for you to end up paying more money for the car.

Basically the dealer will tell you have to an extra $500 to cover the labor costs of the dealership’s 5-point inspection.

You are paying for the time it took for the dealership to make sure that the car wouldn’t explode on you in the first week of owning it.

This check up that you are paying so much money for is for the dealership to remove plastic from the seats etc, vacuum the car out, and making sure that all of the fuses and fluids are ready to go.

When factories deliver the new cars to the dealerships the cost of delivery and prep is already covered, so basically you are paying the dealership for work that they haven’t really done.

I swear they could get the car in perfectly ready to drive condition and put everything right back in it just so that they can make you pay the fee again.

You can avoid this scam by simply asking the dealership to add an extra $500 credit to the deal to make sure you do not have to pay the money.

If they refuse, you can then decide if the car is worth the money. If it is fine; buy the car, if not; go to another dealer that will remove the dealer prep costs.

Finally we will conclude How Leasing Works with Lease Term. The lease term is based by number of months in typical increments of 24, 36, and 48 months. Other numbers may be used as promotions from the dealer only because they want your lease to end when they are having their slowest monthly sales. They know your lease will be up and they are hoping you will buy or lease another vehicle from them at a slow time of the year for them.

It is best to only lease a car for the length of the existing warranty and no longer. You do not want to be leasing a vehicle where the warranty runs out before your lease does. If a car has a warranty of 36 months, then you should lease for 36 or less months or pay for an extended warranty if peace of mind is important to you. If something happens and your car needs mechanical repair, then you will have to pay for the vehicle repair bill out of your own pocket as well as the lease payment. The whole idea about leasing is to save some money monthly and not have to worry about a vehicle out of warranty!

Now that you have a better idea how to lease you will be armed with the knowledge to get a great deal. Just remember not to let dealers pressure you into buying when you are not ready or unsure. They want your business badly because they know you will and can go somewhere else.

For some people their car, truck, van or SUV is an obsession — almost like a member of the family! I won’t pass judgment on anyone for wanting to take care of their vehicle, of course you may need some outside help if re-runs of “My Mother The Car” bring tears to your eyes! Seriously, there are some things you can do to properly care for your vehicle that can only help it look great and extend its life. Please read on for some popular and inexpensive choices for you.

So, you own a classic car – a Chevy Corvette , do you? A nice set of wheels! This two seated fiberglass sports car is a favorite for many and has been since the first Corvette rolled off the assembly line more than fifty years ago. A true icon and an American classic.

A Corvette is one of the few cars on the road that can hold its value. Chalk it up to customers who lovingly maintain their performance cars, making sure that they look as good today as they did when they bought it. As with anything, maintenance is the key. Regular tune-ups, oil changes, brake work, the changing of essential fluids, and other vital maintenance is a necessary ingredient in keeping any car running sharp. Careful washing and waxing is certain to preserve the finish but it is the in-between care that really makes a difference.

For owners who live in colder climes, where road salt is common, many keep their classic cars garaged until warmer weather or sunny days. As fun as a Corvette is to drive it isn’t any fun to navigate snow and ice in one. A Corvette is made for the open road, not a road restricted by debris.

Even while sitting in a garage, protected by road salt and fluctuating weather conditions, a Corvette’s paint can be damaged by indoor pollution or dust. Even the cleanest garage cannot be perfectly free of dirt and grime, so a Custom Car Cover cover like one made by Covercraft is essential. Perfectly fitted for the specific make/model of your car, a custom fitted car cover can protect your car’s finish and keep it looking new. For your Corvette or other type of vehicle, you should select the car cover with the most layers and with side mirror pockets for the best possible protection and fit.

While your Corvette is safely garaged and adequately protected with its custom fitted car cover in place, you can take your 4×4 out to negotiate the steepest hills and navigate down icy, unplowed streets. To permit the best access to the cabin, you can take care of your second baby by installing custom fitted Husky cargo liner to allow easy access in and out of your vehicle. Husky cargo liner are very easy to install, look really cool, and add value to your vehicle.

Owning a classic has its own set of responsibilities to it, but you need not go broke in the process. Whether purchasing a car cover or installing a cargo liner you can do the work yourself and save you time, money, and a lot of aggravation. Your baby is worth it, isn’t it?

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